Evolución del sector de sociedades de garantía recíproca y su incidencia en la financiación de nuevos proyectos empresariales en el período 2001-2005
- Fuente Cabrero, Concepción de la
- Vargas Pérez, Ana María
- Priede Bergamini, Tiziana
- Ayala Calvo, Juan Carlos (coord.)
Publisher: Universidad de La Rioja
ISBN: 84-690-3573-8
Year of publication: 2007
Type: Book chapter
Abstract
The development of the new enterprise project presents many difficulties to raise fund from the bank in the start up period, due mainly to the high risk because of the lack of guarantees of the new entrepreneur. To try to solve this problem and to develop the entrepreneur spirit, in Spain, there has been developed the reciprocal guarantee systems. This systems is designed to endorse and guarantee the entrepreneur when negociating with the bank to raise fund. This paper has analyzed the evolution of the guarantee sector in Spain and its effects tower the development of the new enterprise creation project in the period 2001-2005. Although the sector have grown during this period and has pushed the development of new project, it is not well known by the new entrepreneurs and its most continued growing to better the funding of the Spanish SME